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BUYING A HOUSE
All you need to know

It can be tough to know where to start when it comes to buying a house, particularly if you’re doing it for the first time.

The steps to buying your new home will vary depending on the stage you are currently at, but to help clear the mind field we have summarised the process for you below. We We’ve also shared details to highlight what happens when your offer is accepted. If you have any questions we are here to help.  With dedicated sales progression you are in very safe hands when you are buying your home with Move Revolution, we will be with you every step of the way.

It can be tough to know where to start when it comes to buying a house, particularly if you’re doing it for the first time.

The steps to buying your new home will vary depending on the stage you are currently at, but to help clear the mind field we have summarised the process for you below.

The Process of Buying a House:

Decide what you need from your new home

It might sound obvious, but ask: ‘what are the absolute essentials I need?’ Whether it’s additional rooms for a growing family or a large garden, your criteria will help you to build a clearer picture of what you want. Remember, you are unlikely to find everything on your wish list so make sure you focus on the priorities.

Work out your maximum budget.

If you need a mortgage, we advise speaking to one of our recommended Independent Financial Advisors. It’s imperative that you do this first as you want to know exactly what you can afford.

Choose a solicitor.

Appointing a solicitor now will save you time when you find your dream home and demonstrate to a seller how organised and serious you are. We can recommend the best ones to you.

Research the local area.

Does the area have everything you need now, and for the future? Schools might not be an immediate priority, but could it be in five years’ time? Have you looked into transport links? How far is the station from your home and do the trains run regularly enough?

Look at what’s available.

Now that you have the initial research out of the way, find out what properties are on the market.

Become friends with your Move Revolution estate agent.

If there’s nothing on the market now, that doesn’t mean your perfect home won’t become available soon.

View homes.

Fantastic professional photography and floorplans will give you an insight into a home, but there is no better substitute for getting out there and viewing the homes in person.

Find your dream home.

If you find a home that ticks all the boxes, make an offer!

Having an offer accepted is a great feeling and means you can get excited about moving into your new home.

Upon acceptance, there are still a few steps you have to take before settling in.

Tell your financial advisor.

They will be able to advise you on which lender to use and how much your repayments will be.

Contact your solicitor.

Let them know that the estate agent will be in touch soon. The solicitor will send you the relevant forms to complete; it’s important you read and return the forms as soon as you can in order for the sale to get underway.

We’ll be in touch

If you’re buying a home with Move Revolution, one of our friendly Sales Progressors will be in touch to discuss and confirm timescales and ensure the sale runs smoothly through completion.

Consider a survey.

Depending on the property’s age, you might wish to have a survey carried out. The mortgage lender will carry out their own valuation, but you will need to decide whether you want an additional HomeBuyer survey or building survey carried out.

Solicitors searches.

Your solicitor will submit searches and raise enquiries with the seller’s solicitor. Once they’re happy with the answers, they’ll write you a report, which you’ll need to read, sign and return.

Get a removal quote.

Removal companies will ask for a move in date, so if you don’t have one, give them an approximate. Remember, Fridays are likely to be their busiest, so if another day is an option, it’s worth considering.

Exchange of contracts

Assuming the deposit has been transferred and a completion date is agreed, the solicitor will then exchange on your behalf. The transaction is now legally binding; so relax, and look forward to the move.

The completion

On the day of completion your solicitor will send the balance to the seller’s solicitor. Once that’s received, you’ll be notified that you can collect your keys and move into your new home (normally from around 12 noon to 2pm).

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